$20,702.44

At the end of the month, it’s not quite fully the whole thousand that I wanted to be down.  But it’s down, and I’ll take that.  And, I think that on March 1, 2010, I will be under 20K.  So that’s something.

Struggling a wee bit with wanting to use my Virgin card to earn airline miles and planning to always directly pay the card back, in addition to making card payments.  I guess maybe I must just give up on the airline miles for now.

But I feel like January was pretty good for the spending, overall.  Until next time…

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